Industry, regularity, respectability, and a preference for the four per cents are understood to be the very foundations of a green old age. All these Masterman had eminently displayed, and here he was, ab agendo, at seventy-three; while Joseph, barely two years younger, and in the most excellent preservation, had disgraced himself through life by idleness and eccentricity. Embarked in the leather trade, he had early wearied of business, for which he was supposed to have small parts. A taste for general information, not promptly checked, had soon begun to sap his manhood. There is no passion more debilitating to the mind, unless, perhaps, it be that itch of public speaking which it not infrequently accompanies or begets. The two were conjoined in the case of Joseph; the acute stage of this double malady, that in which the patient delivers gratuitous lectures, soon declared itself with severity, and not many years had passed over his head before he would have travelled thirty miles to address an infant school. He was no student; his reading was confined to elementary textbooks and the daily papers; he did not even fly as high as cyclopedias; life, he would say, was his volume. His lectures were not meant, he would declare, for college professors; they were addressed direct to 'the great heart of the people', and the heart of the people must certainly be sounder than its head, for his lucubrations were received with favour. That entitled 'How to Live Cheerfully on Forty Pounds a Year', created a sensation among the unemployed. 'Education: Its Aims, Objects, Purposes, and Desirability', gained him the respect of the shallow-minded. As for his celebrated essay on 'Life Insurance Regarded in its Relation to the Masses', read before the Working Men's Mutual Improvement Society, Isle of Dogs, it was received with a 'literal ovation' by an unintelligent audience of both sexes, and so marked was the effect that he was next year elected honorary president of the institution, an office of less than no emolument--since the holder was expected to come down with a donation--but one which highly satisfied his self-esteem.
While Joseph was thus building himself up a reputation among the more cultivated portion of the ignorant, his domestic life was suddenly overwhelmed by orphans. The death of his younger brother Jacob saddled him with the charge of two boys, Morris and John; and in the course of the same year his family was still further swelled by the addition of a little girl, the daughter of John Henry Hazeltine, Esq., a gentleman of small property and fewer friends. He had met Joseph only once, at a lecture-hall in Holloway; but from that formative experience he returned home to make a new will, and consign his daughter and her fortune to the lecturer. Joseph had a kindly disposition; and yet it was not without reluctance that he accepted this new responsibility, advertised for a nurse, and purchased a second-hand perambulator. Morris and John he made more readily welcome; not so much because of the tie of consanguinity as because the leather business (in which he hastened to invest their fortune of thirty thousand pounds) had recently exhibited inexplicable symptoms of decline. A young but capable Scot was chosen as manager to the enterprise, and the cares of business never again afflicted Joseph Finsbury. Leaving his charges in the hands of the capable Scot (who was married), he began his extensive travels on the Continent and in Asia Minor.
With a polyglot Testament in one hand and a phrase-book in the other, he groped his way among the speakers of eleven European languages. The first of these guides is hardly applicable to the purposes of the philosophic traveller, and even the second is designed more expressly for the tourist than for the expert in life. But he pressed interpreters into his service--whenever he could get their services for nothing--and by one means and another filled many notebooks with the results of his researches.
In these wanderings he spent several years, and only returned to England when the increasing age of his charges needed his attention.